If you are seeking elder law or estate planning assistance, contact NY Elder Law Group today to get started.
Long-term care planning involves making arrangements for the care and support of individuals who require assistance with daily living activities due to a chronic illness, disability, or age. The purpose of long-term care is to make sure that you and your family members receive the appropriate level of care as well as to protect your financial resources.
Planning your finances for long-term care is essential. Generally, long-term care is costly and can quickly drain your life savings. Plus, most people cannot depend on their family members or children for support to purchase long-term care health coverage to address their out-of-pocket costs. By understanding the costs of long-term care and potential medical expenses, you can develop a plan that protects and preserves your assets for your family. Wills, trusts, and other estate planning documents can formalize these plans and ensure that your wishes are carried out in the event of incapacity.
Long-term care involves creating a comprehensive plan for addressing an individual's long-term care needs. Since no two people's needs will be the same, having an experienced team on your side is important so that your unique wishes are respected when crafting a long-term care plan. Planning will typically include the following:
It is also important to remember that New York has an ever-changing Medicaid and Medicare landscape. So, to ensure that your long-term care needs are met with the changes being made to Medicaid and Medicare yearly, it is important to seek the help and experience of a trusted legal team. At NY Elder Law Group, we are always up-to-date on Medicaid and Medicare policies so that we can plan your long-term care with the appropriate information as guidance.
While it can be easy to think applying for long-term care is difficult and stressful, it does not have to be. When you hire NY Elder Law Group, we work to take care of the application process so you can focus your time on the things that matter most to you.
NY Elder Law Group can help you and your loved ones apply for long-term care benefits like Medicaid. Since there are complexities that come with the application process, Lori and her team can help you by navigating the eligibility requirements and accurately filling out your application.
Additionally, NY Elder Law Group can help you plan to protect your assets while still qualifying for the benefits you need. We will advise you on alternative options for paying for long-term care, such as long-term care insurance or personal savings, to ensure that your finances are still in good standing should you need long-term care. Since 1997, we have helped clients understand their rights related to long-term care, including their options for choosing a care provider and their rights to appeal any denials of benefits.
While there are tools that lead you to believe that it’s easy to apply for long-term care on your own, an experienced long-term care planning attorney can significantly impact this process. At NY Elder Law Group, we will help you make a plan for long-term care and do everything we can to ensure that the process is stress-free and streamlined.
If you or a loved one is planning long-term care in New York, hiring an experienced legal team can ensure your needs are met, and your wishes are respected. At NY Elder Law Group, lead attorney Lori Somekh has helped clients plan for long-term care since starting her practice in 1997. Contact NY Elder Law Group today for a free 15-minute consultation.
When making a care plan, personal, medical, nutritional, emotional, and social care should be considered. Additionally, safety, security, support for caregivers, and communication techniques should also be outlined to ensure that the receiver of the care gets the best treatment possible.
With so many long-term care facilities to choose from, it can be hard to make a decision. Potential red flags when looking for a long-term care facility, potential red flags include lack of transparency, high costs, poor quality of care, lack of flexibility, lack of licensing or accreditation, and limited availability. Remember, if something feels off–it is probably for a good reason.
When choosing a long-term care facility, you should look out for the level and quality of care, location, staffing requirements, services, amenities, safety and security, and financial options.
Determining whether nursing home care or home care is the right option for you or your loved one depends on several factors, including the level of care needed, personal preferences, and financial resources. Consider factors such as the person's medical condition, their ability to perform activities of daily living, and their social and emotional needs when making a decision.
Lori and her team are extremely knowledgeable about Medicaid and all of its ins and outs. Every way she said they would try and stall and deflect, they did, but she was ready to fight them every step of the way. In the end, we were able to secure the care my disabled sister needed and for that I will forever be grateful.
Lori and her team are excellent at what they do. The attention to detail, knowledge of state laws regarding real estate and elder law is top notch. You won't be disappointed.
Great attorney who helped my husband hasan tremendously to close my case within 2 weeks. Highly recommended"
I highly recommend Lori and her office, impeccable job, honest, she is very human , who listen and understands.I appreciate the very detailed invoice she gave to me where every dollar spent was explained transparent transaction
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